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I need help convincing my friend that IM academy is not the way
Recently my friend has been posting all over his stories about getting people into forex and how he's in IM academy and all the advertisement that you can make money and it'll change your life. I did a ton of research on it and turns out, bam it's an MLM and pyramid scheme that's just ripping people off. Now note that I've never known anything about forex or trading at all prior to this and even I could tell it's just garbage. He however won't listen to me no matter what I say. I even got multiple other friends to try to explain to him that it's a pyramid scheme but he's too far sucked into it and won't realize it. I'm practically losing a friend over this and he won't listen to me no matter what. He even tried telling kids that if their parents don't let them sign up for the academy, they can just get a visa gift card without their parents knowing and sign up for the academy when it literally costs $300 monthly. I just don't know what I can do anymore. I guess I want to try to show him this thread to get him to realize he's being practically brainwashed but it might be too late. is there anything I can do? I'm also thinking of learning forex through babypips and other free sources myself because it looks like an interesting start into trading and just expanding my knowledge. I also want to show him he doesn't need these trade house garbage academies. So guys, what do I do?
The Last Time I Write Another One of These Cringey Things (I hope...): Part 2892, The Worst Sequel and Wall of Text, ever
Hiya, folks...! It's another wall of text from some random person who could be doing just about anything else except for this... Who's ready for some paragraphs from some stranger? I know you'd rather be doing anything else, or maybe not haha.. But it does mean a lot if you do take the time to try to attempt to accurately type me... I will DEFINITELY NOT overthink it this time, and take your consideration FULLY to heart, and stop overthinking my MBTI type and live happily ever after! (Hahahahhaha...! ... ...) ... Ok, let's begin!
How old are you? What's your gender? Give us a general description of yourself.
I am a freshly 23 year old male that likes to do average Redditor bullcrap. Video games, memes, music, making my finger go up and down endlessly while staring at a glass LED screen with pixels on it while feeling like I've accomplished nothing. Just average stuff, I suppose. I'm not really that interesting tbh... I work at home and I am just "vibing", as the kids say. I have some long term projects planned, but I'm at least trying to rest up from a really shitty 7 years that I've had back to back to back so... Nothing really insightful to write here haha..
Is there a medical diagnosis that impact your mental/comportamental stability somehow?
Likely several... I had a very traumatic childhood that I constantly gaslight myself about like saying things like "it wasn't that bad, people have it worse" and much worse.. I disassociate from reality every 2.5 seconds, can't focus, have terrible insomnia, EXTREMELY low energy, mood swings, brain fog, random body pains 24/7, seventeen billion repressed emotions which don't help out anything else that I'm dealing with, memory problems, and I need caffeine to do the bare minimum of just about anything on most days, but some of that could be average American problems. I've suspected I have some form as Aspergers, and probably A TON of mental illnesses, such as OCD, anxiety, depression, and maybe a personality disorder.
Describe your upbringing. Did it have any kind of religious or structured influence? How did you respond to it?
My upbringing is a very mixed bag overall. I would not say I had a typically "tragic" childhood (there goes me gaslighting myself LOL) because people have DEFINITELY had it worse than me. But I can't sit here and pretend everything I went through was "normal". To attempt to sum it up, I basically was a "gifted" kid who got good grades throughout school and maintained my image of being this perfect kid, but meanwhile in the shadows, I was just slowly dying inside and suffering from a lot of imposter syndrome (amongst other things), which I'd definitely would say is warranted because I was NOT cut out for anything in school and it showed. I basically faked my way through school, got burnt out EARLY but got mega burnt out by senior year, and basically started college with no plan but somehow still managed to graduate (barely) and just kinda end up where I am now. As far as a religious upbringing is concerned, I definitely was heavily influenced by religion, in kind of a negative way (?) Religion and I have a VERY weird relationship. On the one hand, I guess I love my religious friends, the lessons I learned from it, and a lot of what it says, but on the other hand I can not ever be a part of one mostly because of some of the dogmatic thinking and extremely toxic aspects to it that people use to justify hate and violence, and that's not really my type of thing. Also, I used to be really kinda "uppity" or arrogant about my religion, and now I DESPISE seeing the same type of "holier than thou" attitude projected. It kinda irks me on the inside. Looking back, my response to it all was a major polarity shift from one extreme, to the other, and now where I'm at, I can look back at both sides and take the good from both. What do I mean by that? Welllllll... I mentioned earlier how I can't stand the "holier than thou" type, and for a while, that was DEFINITELY me. I was REALLY into it and took it extremely serious. I wouldn't mind being called "lame" or "whack" for having my faith, but looking back, it really made my quality of life kinda worse because I did have those strong beliefs and those off-putting characteristics that ostracized me from my peers and some potentially great experiences. I grew out of this and then became an EXTREME atheist, and for a while, it felt freeing. I felt better, smarter, edgier, and just superior, but looking back, I was just cynical and a total asshole, and arguably worse than the "holier than thou douche persona" that I had growing up. Luckily, my extreme atheism phase kinda fizzled out after some other trauma that happened around the time I became an atheist, and now, I can respect religion and be open to it, the ideas, and the amazing things that come from it while also maintaining my independent thinking but not to the point of being "hur dur be skeptical and point out everything wrong with religion all the time and be an asshole for no reason to religious people", if that makes any sense. As far as my relationship to the structure in my life.. It's kind of a mixed bag. I had a pretty suffocated childhood, and I wasn't allowed certain things, but I guess it wasn't really all that bad in the end, or at least as it could've been. Most of this was just protection from a single parent who just didn't want anything to me and wanted me to be the best I could be in life, and I can respect this and look back on some parts of my structured childhood with fondness. But I most certainly got sick of it all by the time I was almost finished with highschool and in a lot of my college career. I basically used to be Mr. Structured. I had everything organized, I was neat, clean, got everything done at the right time, all the good stuff. But my brain just got tired of maintaining that forever, because I was already pretty much bad at life, but I was forced to just continue faking everything until something happened. So, by the end of high school, I lost all of those characteristics and became extremely sloppy. But I really do blame that on being physically tired. Being as organized as I was was TAXING because of how I overdid it. And now, thinking back, a lot of my structuredness was just on the surface level, and it was me trying to live up to everyone's standards and be just on top of everything, all the time, at a VERY unhealthy level, and that's probably what burnt me out too. I was addicted to the image of being this extremely put together person who has their shit together, while not having absolutely any shit to get together because I was withering away inside faster than fresh cotton candy from the fair melts in your mouth when your mouth is dry. So, basically to sum it all up, I was a really clean cut religious smart "gifted" kid who wasn't really that, at all (AND I still don't know who I am now tbh haha) and I got tired of putting on that image all the time and turned to a dirty neckbeard atheist cynic for a short time, and then balanced out to whatever the fuck I am now because I wear 238234 different masks for each and every occasion, but THAT'S a different story haha.. I look back at both equally cringey and horrible chapters of my life with some scorn for myself and the times, but overall a much more understand a balanced perspective, because I had to go through it all to be me, and I'm just glad I can be here now. I'd say I definitely liked moments from those chapters, but overall, I'm much happier where I'm at now, which is not nearly as anally obsessive at the concept of being structured and not nearly as hyper-faithful to my religion or just a total asshole piece of shit atheist.
What do you do as a job or as a career (if you have one)? Do you like it? Why or why not?
Right now, I'm sorta half employed. I do trade a bit on the Forex markets from signals groups and make enough to help out my family, and buy myself things here and there. I'm only really doing this because I went through a really shitty 7 years and I just need time to myself to kind of figure out, A LOT (clearly, as you can see by reading this HORRIBLE reddit post LOL) and rest. I just like the amount of freedom I have, and the money. I really like the idea of me having money saved and ready for any emergency, or family member or friend. I just need money to help out, stay safe, and to have time for myself to rest and take care of my health, or just pursue all the hobbies I missed out on, and I'm totally fine doing this the rest of my life. I don't really need or want that much in life, and I've always kind of been like this. I just want things to be peaceful and simple, so that my mind can be at ease and to just have free time for myself and a solution for any random chaotic emergency that happens because my mind always thinks of the worst that can happen by catastrophizing literally everything ever in the world. So my "career" is just a means to an end, like I'm sure a lot of people's careers are, unless you happen to have a passion or something, which is also amazing. I do like writing, and I do wanna finish my book. I daydream a lot about it, and sometimes that's much more fun than actually writing it, but I do wanna finish it, but I also want it to be absolutely perfect and plothole free, and much more. I also wanna do YouTube and Twitch, but I feel like I have a lot to do as a person before I can freely be on those sites as a full person/"influencer" (I have so many mixed feelings about having a full time career as an influencer and having my life under that much pressure and scrutiny, BUTTTTT that's a different discussion...), so I might pursue those slowly or just freestyle it for fun. Those were my big dreams as a kid, but growing up, I see that writing a good book is damned hard (worth it, but hard) and being a Youtubesocial media star is a different world entirely, and I don't know how I feel about it. Like, I know I'd never be a Shane Dawson (YIKES) or Cryaotic (EWWWWW) but to even just disappoint one person, or have any sort of fuckup, or.. I don't know where I'm going with this... Basically, everything I suffer from now would only be amplified by having a YouTube career, my people pleasing tendencies, my over obsession with being perfect for others/myself, my workaholic tendencies, my being hard on myself, my fear of fucking anything up, and my imposter syndrome, those would all go BRRRRRR if I got any decent success on YouTube, so... *Phew* That's my weird relationship with my life, and where I wanna go with it. To be honest, I'd be happy where I'm at right now, because at the end of the day, as long as I'm healthy and my family is happy, I'm ok, but a part of me also wants to live out those big dreams like having my book be a thing and animated, and being a good YouTuber, meme maker, Twitch streamer, all the above at the same time but my insecurities are like "BWAHAHAHAHA", so I'm just like: -_- But I'll figure it out! Hopefully..
If you had to spend an entire weekend by yourself, how would you feel? Would you feel lonely or refreshed?
Hm... Interesting question. Honestly, I'd never feel lonely on weekends by myself. Even when my friends are doing better things or aren't around, I don't really feel lonely I guess. Most of the time I have weekends alone, I feel pretty refreshed I suppose. It's kinda hard to tell haha.. This feels more like a circumstantial question where a myriad of things that are going on during the hypothetical week or just in my life/mind would determine this answer. Sometimes I just need that weekend to recharge and be alone and in my thoughts, or watching Netflix or being an absolute video game degenerate while dancing alone in my room and eating junk food. And sometimes, I like to be out and about with my friends, or just doing stuff. I probably lean more towards refreshed though, overall in a general sense.
What is your relation with movement and your surroundings? For instance do you prefer a sport or outdoors event? If an outdoors event what is it? And why? If not what type of activities do you tend to engage in?
BIG YIKES. I feel like a non human that doesn't belong on this planet or universe 99% of the time. I'm VERY slow, awkward movements, jittery, sometimes it looks like I was born yesterday with my grasp on physical reality, but yet, I do interestingly enough find myself loving to sweat and workout. I don't really have the coordination for any type of real sport, but I do like walks and I would run if I lived in an area where I could have a private or peaceful run where I would not be interrupted or seen by anyone because I look HIDEOUS running. I won't say I could never get into running at a professional or serious level, like with a group, but I'd just say it's more unlikely, for now. It sounds really exciting and interesting to be good at something physical, and I have always admired people who could do really sick stuff in sports, and I've always wanted to do it. But, right now, my uncoordinated ass will stick to just riding my exercise bike occasionally to burn off some restlessness and help me sleep betteperform better because working out makes my brain feel oddly stable lol. (I guess that's why I have such a fascination with physical stuff even though I am absolutely hopeless in most of it in the grand scheme of things)
How curious are you? Do you have more ideas then you can execute? What are your curiosities about? What are your ideas about - is it environmental or conceptual, and can you please elaborate?
I don't know if I'd say I'm curious, I guess I just think a lot. Like, I'll see something or watch something and daydream about it all the time, making new ideas out of it in my head or creating something new with it, trying to take it a new level or understand it at a different level, if that makes sense. Like, I'll sort of mentally digest something and that's what gives me inspiration, or ideas. I take in everything as I go and make up new shit with it later on (LOL this sounds like regular human being talk, because everyone does this). I would say I have a lot of ideas on everything. I daydream about random chapters in my book a lot, like full on scenes. I'll daydream about a new melody for a song I've never heard with lyrics, and I'll try to make lyrics in my head and extend the melody. I'll daydream about my interactions in life, and just how I could have responded differently, or maybe what the other person is thinking, or feeling, or stuff like I wonder if they're okay. I'll daydream about new memes I can make, or me in an interview (OMG MEGA CRINGE ROFL). I pretty much daydream about... Everything. And then I'll daydream about what I'm daydreaming about, and why I'm doing it, and it gets too meta at that point. (this could very well just be maladaptive daydreaming and NOT indicative of any cognitive function ROFL)
Would you enjoy taking on a leadership position? Do you think you would be good at it? What would your leadership style be?
Nope, nuh uh. I am too much of a people pleaser and pushover. I'd be dead or betrayed before my first week is over. The thing about me is that generally, I feel like I'd be a terrible leader because I can overthink a lot, all the time, and I'd be slow to action and prone to analysis paralysis and extreme people pleasing tendencies. I can also be conflict avoidant, and just want people to be happy, so I'd let a lot of stuff slide that I maybe should not. Now, don't get me wrong, I can be firm and tough when needed, but eventually that'd be too much for me to bear, and I couldn't be in a position like that for long. I genuinely hope I never become a leader, because even when I'm looking back to five minutes ago, I can say that "ew, that's cringe bro", so I clearly have a lot of work to do before I have something that serious on my plate.
Are you coordinated? Why do you feel as if you are or are not? Do you enjoy working with your hands in some form? Describe your activity?
HAHAHHAHAHHAHAHAHA. Funny question. But.. Yeahhhhhhh... No. I am NOT coordinated. I can barely walk in my kitchen without the fear of me accidentally turning wrong or moving incorrectly and just breaking something or knocking over everything in the kitchen. SOMETIMES I'm in James Bond mode, and it feels like I can do anything physical, and I feel aware of everything, my body, my surroundings, and I can actually move like a human being, but that usually doesn't last long. I can do just the bare minimum that an average human can do, but MUCH MUCH worse and at a greater cost of my energy, and my mental energy trying not to fuck anything up because I have literally just been sitting at times and barely move and knock over EVERYTHING somehow, because that's just how much my body was not meant to be on planet earth and I maybe should have been incarnated as a slug, idk.
Are you artistic? If yes, describe your art? If you are not particular artistic but can appreciate art please likewise describe what forums of art you enjoy. Please explain your answer.
I'd describe myself as artistic, even if I haven't drawn in years LOL. But let me explain... I do still have a love for it, I just haven't really been able to practice. In general, my art is just aiming for whatever is in my brain, and I don't have a solid style. I'm just going for whatever I'm going for in the moment. I prefer a mix of realism with some "quirks", if that makes sense. While I haven't drawn in a while, this is how I'd imagine I'd want my art to look nowadays. Pretty realistic with perfect everything, perfect features, perfect environment or whatever I'm illustrating or going for (perfect features on a person, all the hair strands drawn individually, etc), with a mix of my own little "spice", if that makes sense. Back in the day, my art was just trying to copy classic anime, and while I have no problem with that style, I just wanna kinda make my own style, even if that is hard to verbalize lmao. Alright guys.. I would write more, but I'm sleepy and some of this is getting dumb/boring (as if it wasn't already LOL). I'm glad you made it this far, and thank you for reading and putting up with this actual garbage fire of a post. Please take care of yourselves during these crazy weird times, and I hope you are doing well. I look forward to reading you guys responses (if I get any LOL). Stay amazing, and stay healthy :3
I want to share my experiences with two girls I met on Tinder which after reading a few post here that were telling startingly similar stories made me believe they were scammers. I got matched first with this girl from Hong Kong who contacted me first and quickly took the conversation off to Line Message App, upon a look to her profile I saw that she had just updated her profile picture, and the previous one was 9 years old and belonged to another older woman. I asked her about it and she said that the account used to belong to her aunt, I thought it was strange but okay, so first red flag. We chat for a few days and she was super-hot and seemed nice and authentic, but she refused to do face time video, giving the reason that she once had a car accident while having a video call (really? who facetime while driving?) Then she quickly started saying how different I was from other men, and how I'm the only man she feels good about, and told me she made a lot of money on Forex trading and asked me if I was willing to learn, I thought "sure why not?" just get to the basics, so she guided me to setup a mock account using MT4, I learned that this was just a simulation with fake money that was supposedly using real market data, so in my mind I drew the line of "it's okay if is fake money, but I am not sending a cent of my real money, not yet". She mentioned how her "uncle" provided her with inside tips for investments that made her really wealthy, she even told me his whole story and about all the lavish gifts she gave him in gratitude. Shortly after the first contact with the aforementioned girl another girl from Hong Kong matched with me and reached out to me, this one was more slow, it was me who suggested moving to another messaging app after a week, so we moved to WhatsApp, she showed me her house, her books and her cooking, sometimes offhandedly mentioned making trades using MT5, unlike the first girl she agreed to have a video call and we did see each other on video. But then later... she asked me if I knew forex trading, I feigned ignorance and she offered to teach me by setting up a mock account on MT5, and then she mentioned her "uncle" giving her tips. That set off a HUGE alarm bell in my head on how similar it was to the first girl. So I googled for "Hong Kong Tinder scams" and it brought me here. I was barely able to sleep that night of the shock... Next morning the first girl contacted me as usual, so I sent her a video of me asking her to send me a video reply of her, she refused and asked what was wrong with just communicating via chat. I answered that chat is no replacement for direct interaction, and if because of the distance and COVID19 it would be a long time for us to meet in person, so at some point we needed to see each other directly if we were serious in our intentions. She got really upset asking me why I didn't trust her when she trusted me so much. So I blocked and reported her. Next I sent a message to the second girl telling her that I didn't want to get involved in trading at this point, that I was looking for a serious relationship with her and didn't care about money, and that maybe once we settle down as a couple/marriage I would be willing to invest with her but not before. She just said "It's your decision, I have no opinion", I expect she will stop talking with me after this. So thats the stories I wanted to share. I really think/hope to have dodged 2 bullets here.
HOW TO TRADE BINARY OPTIONS ON THISOPTION BINARY EXCHANGE
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Share of world GDP from 2.43% in 2014 to 3.08% in 2018
Average GDP 7.3% against 6.7% in previous regime
Forex reserves from 300 bn USD in 2014 to 420 bn USD in 2018
Doubling of FDI inflow from 36 bn USD in 2014 to 66 billion USD in 2018
Inflation less than 2.3 % (Nov 18) against 10.1% in 2014
Growth of sensex from 24,121.74 in 2014 to 36,395.03 on 12 Feb 19 (50.88%)
Fiscal deficit under control
Per capita income increased by 45% from Rs 86,647 in 2014 to Rs 1,25,397
IT exemption from 2 lakh in 2014 to 5 lakh (effectively 9.85 lakh with home loan)
Restaurant bills tax reduced from 18% in 2014 to 5%
Transaction charges through card down from 1% to 0%, domestic money transfer fee down from Rs 5 in 2014 to zero
Financial inclusion (32 crore bank accounts with 260 billion worth deposits). Almost 100% coverage from earlier 50%
DBT (savings of 83000 crores @ 15000 crore annually), No of govt schemes DBT applied to increased from 34 in 2014 to 433, 2.7 lakh fake mid-day meal students, 3.3 crore fake LPG connections, 87 lakh fake MNREGA job cards, 3 crore fake ration cards eliminated
Zero IT for businesses with turnover upto 60 lakhs
GST exemplifying cooperative federalism, rates of 83 items down from pre-GST rates, out of 1211 items only 35 items in above 18% slab, 39% reduction of cost of basic household items. Average 1 lk crore monthly revenue through GST collection. Exempted for business upto 40 lk
Insolvency and Bankruptcy Code, constitution of NCLT, 3 lakh crores of NPAs recovered, 66 cases resolved, 260 cases liquidated, resolution of stressed assets, 2100 companies pay back 83000 crore to banks settling their pending loan repayments
75 billion $ or Yen to Rupee exchange agreement with Japan
2.92 lakh km of optical fibre laid, 0.02% to 50% gram Panchayat connectivity
Swachh bharat mission has saved, according to WHO, 3 lakh lives and will save 1.5 lakh lives per year.
IT filers increase from 3.79 crore to 6.08 crore, enterprises registered for indirect tax up from 64 lk to 118 lakh
Entry of India in global regimes Missile Technology Control regime (MTCR), WA (Wassenaar Arrangement) and Australia Group
17 crore soil health cards
1.5 crore houses built, 91.37 crore in rural areas and 13.5 lakh in urban areas against 25 lakh houses built between 2010-2014. House for all target year is 2022.
1,78,346 houses built in NE over existing 2875 houses built till 2014
Home loan interest rate down from 10.3 % in 2014 to 8.4% in 2018, annual savings of Rs 47,160 for 30 lakhs over 30 years, no GST on affordable housing, 5% on remaining
Trading agreement in rupee with Iran and UAE
Common service centres up from 84k to 3 Lakh
OROP implemented after 43 years, 35000 crores disbursed to 8 crore veterans
India's vaccination programme Indradhanush amongst 12 best practices of world
5035 Jan Aushadhi and - 1054 medicines under price control (60-90% discounts).
More than 150 Amrit stores, reduction of cost of cromium cobalt Knee implant from 1.58-2.5 lakh to 54,720 and high flex implant from Rs181728 to 56490 (69%), 85% reduction in cardiac stent price to Rs 28000
87% reduction in 400 cancer drugs
Rate of Interest on higher education loans dropped from 14.75 in 2013 to 10.88% in 2019, savings of 1.18 lakh on 10 lakh loan over tenure of 60 months, Rs 2000 savings on EMI
Data revolution: Cost of 1 GB $0.26 in India against $12.37 in US, $6.66 in UK and $75.2 in Zimbabwe. Unlimited mobile+ 45 Gb data = Rs 150 against Rs 1000 in 2013; annual savings of 10,200
Katra rail line work completed after 16 years
Dhola Sadiya bridge work completed after 16 years
Sardar Sarovar Dam work completed after 15 years
Pakyong airport completed after 10 years
Chennai Nashri Tunnel after 10 years
Assam NRC after 40 years
National War Memorial after 50 years
NE cpas after 60 years
Kollam bypass after 43 years
Indo-Bangladesh enclaves after 42 years
Bansagar canal project after 40 years
Bogibeel bridge after 23 years
Western peri expressway after 15 years
Kota Chambal bridge after 11 years
Maibang-Lumding Stretch completed
Delhi Meerut Expressway completed
Ganga Expressway project (world's longest) underway
Metros in Ahmedabad, Nagpur, Jaipur, Lucknow, Washermenpet
All umanned level crossings eliminated
Ayushman Bharat: annual 5 lakh health care to every family, 15.05 lakh hospital admissions for secondary/ tertiary treatment, 2.4 crore e-cards generated as on 10 Mar 19 in 170 days. Target 50 crore people.
59minutes loan portal: 92,000 loan applications of MSME amounting to 30,000 crores approved, 6000 crores sanctioned till Nov 18
87% of farming house (owning land of 2 hctrs) or 12 cr ppl to get kisaan sammaan nidhi of Rs 6000 pr year. Rs 5215 cr transferred directly to 2.6 crore farmers in 37 days (for households with holding less than 0.01 hectares incm per month so far was Rs 8136 agnst exp of 6594
1.5 million electric rickshaws
Procurement of 36 Rafale on Government to Government Basis avoiding middlemen
05 billion$ S 400 Triumf air defence missile system deal with Russia
Udaan scheme - flight cost down from Rs 5000/1000 km in 2013 to 3400/1000 km in 2018, 34 airports operationalised, small towns connected, all states on aerial
Preventive conservation of 39275570 folios, curative conservation of 3656863 filios, digitisation of 2.83 lakh manuscripts consisting of 2.93 crore pages
India is now world's largest 2-wheeler manufacturer, 2nd largest smartphone manufacturer (94% of mobiles sold now made in India), 4th largest automaker, 2nd largest steel producer
5100 m Mandvi Bridge in Goa in 3.5 years
Ease of doing Business ranking jump from 134 in 2014 to 77 in 2019
Therubali - Singapur Bridge No 588
Restoration of Asurgarh Fort, Kalahandi
GeM portal with 731431 product categories, 180,862 registered sellers and 32114 govt buyers
10% EWS reservation
40% of ongoing 700 NH projects completed, adding 40,039 km between 2014-18 against 91,287 km between 1947-2014
Highway construction rate jumped from 12 km/day in 2014 to 27 km/day in 2019
101 terrorists and 11 offenders extradited
90,000 ex-partite Indians evacuated
Chabahar port, Sittwe port and Duqm port
Military installation in Seychelles
International logistics agreements with US, France and Singapore
Work underway on 25 MLD ZLD Common Effluent Treatment Plant at Gujarat Eco Textile Park and will save 25 million litres of water per day
Beautification of 65 railway stations, all stations fitted with LED lights, wi-fi, multi-brand food centres, kiosks, executive lounges, lifts (445 from 97 in 2014), escalators (603 from 199 in 2014), travellators and ramps
100% electrification of railways underway, first solar powered railway station (Guwahati). First solar powered train (world's second), savings of Rs 40 Lakhs and 90,000 ltrs diesel per year
Make in India semi-high-speed trains - Tejas, Gatiman and Vande Bharat
Humsafar and Antodaya trains, Deen Dayalu and Anubhuti coaches, UDAY double decker, glass dome Vistadome coaches
Project Swarn and Project Utkrisht to upgrade Rajdhani/Shatabdi and Mail/Express respectively
Largest coach production in world at ICF, Chennai
No more human extreta on railway tracks. Installation of 1.37 lakh out of 2.5 lakh completed in Jun 18.
400 wi-fi railway stations (Aug 18)
80% reduction in rail accidents
10 high speed rail corridors underway, target date 2025-26
Export of world class customised coaches from MCF, Rae Bareli
LIC and Air India register profit
2300 km rail tracks constructed, speed jumped from 4.1 km/day in 2014 to 6.53 km/day in 2018
Neem coating of urea
Gokul mission - record 160 million ton milk production
Online availability of CBSE and NCERT books
10 crore LED bulbs distributed, 5000 crore savings
Investment in urban infrastructure jumped from 157703 crores to 795500 crores
Statue of Unity to commemorate Iron Man of India
Rs 2509 crore sales in Khadi
482.36 million digital transactions worth Rs 74,978 crores in Oct 2018 against 0.3 million transactions worth Rs 90 crores in Nov 2016
30% increase in ATMs, 208% increase of PoS machines from 10.81 lakh in May 14 to 33.32 lakh in Aug 18, 111% increase in credit cards from 1.94 crore in May 14 to 4.10 crore in Aug 18, 144% increase in debit cards from 40.17 crore to 98.02 crore
Ease of Doing Business Index 142 (2014) to 100 (2018)
Ease of getting electricity index 99 (2014) to 26 (2018)
UN's e-govt index 118 (2014) to 97(2018)
Globalisation index 112 to 107 (2018)
Innovation index 76 to 60 (2018)
Competitiveness index 71 to 39
Logistics performance index 54 to 35
Global peace index 141 to 137
DBR ranking 100 to 77
India ranks 3rd in global start up ecosystem
06 crore jobs in MSME sector based on CII data
448 million formal jobs based on EPFO, NPS and PPF data
10 crore jobs in entrepreneurship via mudra and other schemes
80% increase in tax payers, 51.3 % increase in gross tax revenue
Black Money report card - Voluntary income declaration scheme (Rs 65250 crore), IT search and survey operations (35,460 crore), Pradhan Mantri Garib Kalyan Yojana(5000 crore), Benami transactions Act (4300 crore), Black Money and Imposition of Tax Act (4100 crore)
160 Rs 6000 financial assiatence for pregnant women 161/1 . Sagarmala: port capacity increase from 8 to 14.7 lakh ton, cargo up from 89 to 116 MMT 8 new national waterways including ganga waterway NW-1 and Brahmaputra waterway NW-2. 161/2. domestic cruise service between Mumbai and Goa, ro-ro services on Ghoga-Dahej reducing travel distance from 294 to 31 km 161/3. New international cruise terminals at Chennai and Goa, railway line between Haridaspur and Paradip underway, LNG import terminal at Kamarajar port, Oil berth ai Jawahar Dweep,Coal berth at Mangalore port 161/4 . deep draft Iron ore berth at Paradip berth, JNPT SEZ, Kandla and Paradip smart industrial port city, largest dry dock and international ship repair facility at CSL, modernisation of 17 fishing harbours
800 km Delhi-Mumbai Expressway underway
Replacement of bio-toilets with upgraded vacuum bio toilets in trains underway. Order for 500 placed on experimental basis.
No terror strikes in hinterland
103 new KVs
62 new Navodaya Vidyalayas
6 new IITs against 16 in previous 57 years
6 new IIMs against 13 in previous 57 years
7 IIITs against 7 in previous 57 years
02 new IISER
12 new AIIMS against 7 in previous 57 years.
141 new universities against 30 in previous 57 years
01 new NIT
Life Insurances @ Rs 12 annual and @ Rs 12 monthly premiums
Atal Pension Yojana
Pension to 42 crore people of unorganised sector
BHIM application for digital payments
Khelo India Initiative for tracking of athletes' development, Rs 5 lk per annum scholarship for 1000 budding athletes per year for eight years each; monthly Rs 50000 out-of -pocket exptr, 2000 PETs, salary cap of coaches doubled from Rs 1-2 lk per month, target 15 yrs
Special Task Force for Olympics
Bullet train maiden project
182/1. Rs 6.92 lakh crore Bharatmala project, 44 economic corridors with 9000 km road, 2000 km port connectivity, 9000km roads to connect district HQs with NH, 182/2. 2000 km road with Nepal, Bhutan, Bangladesh and Myanmar, opening up of 185 choke points, road development to char dham, 12 greenfield expressways spanning 1900 km
36 murtis retrieved and brought back to India in 2014-2019 under India Pride Project against 02 between 2000-2013, 02 in 90s, 03 in 80s, 01 in 70s and nil in 50s and 60s
Unemployment rate 3.8% against 13.8 % in 2013
India is a less-cash society now
Develpment of Trincomalee and Columbo port while checkmating China's Hambantota by taking operations of near by (15 km away) Mattala Rajapaksha International Airport
Plugging the 'double taxation avoidance' black money loophole through a new tax agreement with Mauritius
Deal with Switzerland for automatic tax data sharing from 01 Jan 2019
189/1 Varanasi - Varanasi ring road phase 1 completed, phase 2 underway, inland waterways terminal, Babatpur airport highway, 140 MLD Dinaput STP, facelift to railway station, big cow shelter for stray cattle, BPO centre, piped gas project, Varanasi-Balia rail project, 189/2. Vande Bharat Express, Kashi Vishwanath temple - Ganga Ghat corridor project, renovation of all bathings ghats, LED illuminations of ghats and major roads, underground electricity cabling, 189/3. new sewage plants, 02 cancer treatment facilities, 65th to 29th rank in swachhata sarvekshan (2016), 90% ODF district.
Creation of 100 Smart cities, 100 crore per year per city for 05 years, 500 acres for retrofitting, 50 acres for redevelopment, 250 acres for green field projects, 10% of energy from renewable resources, 80% of green building construction, special purpose vehicles.
191/1 Development of 500 AMRUT cities underway, urbanization project of rejuvenation and transformation which includes beach front development, prevention of beach erosion, improvement of water supply, replacement of pipelines, 191/2. New sewerage connections, greenery and open spaces, digital and smart facilities, e-governance, LED streetlights, public transport, storm water drainage projects in a phased manner, Target date 2022
Increase in Child Sex Ratio (CSR) in 104 BBBP (Beti Bachao Beti Padhao) districts, anti-natal care registration in 119 districts and institutional deliveries in 146 out of total 640 districts as in Mar 18. CSR of Haryana increased from 871 to 914.
International Yoga Day
Aspirational Districts Programme: 115 'backward' districts placed under 'prabharis' and for competitive development on the basis of 49 performance indicators, target year 2022.
195/1. Make in India: 16.4 lakh crore investment committments, 1.5 lakh crore investment inquiries, 60 bn USD FDI, 26 sectors covered, 23 positions jump in World Bank's Doing Business Report (DBR), 32 places in WEF's Global Competitiveness Index (GCI), 195/2 19 places in Logistics Performance Index, 42 places in Ease of Doing Business index, schemes include Bharatmala, Sagarmala, dedicate freight corridors, industrial corridors, UDAN-RCS, Bharat Broadband Network, Digital India.
251 Passport Seva Kendras (PSKs) and Post Office Passport Seva kendras (POPSKs) against 77 till 2014, target of one PSK every 50 km across India.
Unanimous election of Justice Dalveer Bhandari to ICJ forcing UK to pull out own nominee Christopher Greenwood, demonstrating India's clout in international arena.
India Post Payments Bank: India's biggest banking outreach with 1.55 lakh post offices (2.5 times banking network) linked to IPPB system
Philip Kotler award, Seoul Peace prize, Champion of the Earth Award, Grand Collar of the State of Palestine, Amir Abdulla Khan Award, King Abdulaziz Sash award, Amir Amanullah Khan award.
1900 gifts and memorabilia received by Modi auctioned and 11.7 crores added to Namami Gange fund, 1.4 c of Seoul Peace award also to Nammami Gange.
Removal of article 370 and thereby also 35a after several decades.
Giving citizenship to persecuted minorities in Pakistan, Bangladesh and Afghanistan through passing of CAA.
Trust for creation of Ram Mandir underway.
Abolishment of Haj subsidy.
Abolishment and criminalization of instant triple talak.
Deal with Bodo community.
Getting Maulana Masood Azhar listed as an UN designated terrorist.
Starting a website in 2020 is a good idea, though the pandemic is prevailing businesses have started to move online. If you really want to start your career as a freelance web designer Singapore then you must know what are the best design ideas that have to be implemented for a website in 2020. Thinking about what sort of site would it be advisable for you to design and develop? This post brings some of the proven website design ideas that really work.
Choose a Reliable Local Web Hosting
Web Hosting services are everywhere, but choosing a reliable hosting service provider is important. A local hosting provider is good to have your website load fast. Regardless of whether you have the world's most noteworthy thought for making a site, it won't work in case your site isn't accessible to your crowd. Accessibility and speed significantly rely upon the nature of the web server your site is facilitated on. Accordingly, it is prudent that you make enough examination before finishing a web facilitating accomplice. You can begin scanning for a solid host by perusing an facilitating audit article that looks at the top suppliers of the business. Along these lines, you won't have to check the administrations and estimating of each facilitating supplier independently. Freelance Web Designer Singapore - Logo Design in Singapore
Choose the best Platform
There are many platforms which offer features to build your website. WordPress CMS website design is gaining popularity and is also the most used CMS across the web. WordPress is easier to catch through, develop and design. Many free plugins are available to cater to your website needs. WordPress websites are popular among Freelance website designers Singapore. WordPress website designs are easier for your clients to maintain the backend system.
eCommerce Websites, Sell Online
Many of you would be interested to start a business in this pandemic but not sure what sort of business you need to put up online and sell. There are many eCommerce platforms available which could help to set up online. Online Fashion Store - You can set up an online store for selling dress materials, custom t shirts etc. Art Online - Sell your hand drawn arts or if you are well good in crafts sell it over Set up a corporate gift shop - Corporate gifts are gaining popularity as many businesses help in gifting the employees during occasions.
Individual Services Website Ideas
When you are good at providing significant service like cleaning, floral decoration etc. then suggest to go for some of the few website developments which could help to boost your personal business.
If you have related knowledge in cleaning administrations, through an essential site you can set up your cleaning business. You can specify your specializations on your site like you offer home cleaning, business cleaning, cover cleaning or pool cleaning.
If you love cooking, you can fabricate a site and get contracts for cooking and providing food administrations for occasions, associations, and gatherings.
Whether you are a handyman, circuit repairman or a specialist, you can find a great deal of line of work by making a site. Your site will go about as a business card and portfolio that territories will use to contact you and recruit you for the administrations.
Business Website Ideas
There are few business ideas which you can start for business.
Online Affiliate Sites:
For the individuals who are inexperienced with the term, associate showcasing is one of the types of advertising in which you allude somebody to an online item. What's more, when that individual purchases that item based on your suggestion, you get a commission from the vendor. Hiring a freelance web developer in Singapore.
If you have an enthusiasm for the securities exchange and involvement with working in forex exchanging, you can make a fair measure of cash by beginning a stock exchange administration by means of your own site.
If you as of now have a physical organization, you can make a site for it. It will give your client a helpful method to contact you. On your site, you can give your contact subtleties, tributes, and client surveys.
Internet Learning Sites:
Everyone needs to get the best information and in case you're skilled to give incredible information to individuals, you can make it your full-time business. Regardless of whether you are a specialist in the programming language or school courses, by sharing your insight you can gain a good measure of cash. Website design is an art, it cannot be expertised overnight and it is also not difficult to learn. Subraa, freelance web designer in Singapore, has over 12+ years of experience in the web design and logo design Singapore with proven track records that help in website conversion. Subraa offers one stop solution for all digital marketing needs. Get a free quote now from Subraa, freelance web designer and logo designer Singapore with affordable web design and logo design solutions Subraa has helped setup digital presence for businesses of all sizes and sectors.
Giving Audiobook Gifts from my large library! Pick one and I'll send it to your Audible Library :D
Hi everyone, I have a bunch of awesome audio-books and I learned that Audible lets you gift 1 book to every Audible account. I haven't done this before so everyone will be able to get a book! Below is my list of books, I have the Sherlock collection which is over 60 hours, The Silent Patient, Bird Box, some great Sci-fi books and much much more! Send me a message to bradkingbooks at g.mail with the book you'd like and the e.mail associated with your Audible Account that you'd like it sent to and I'll send it over asap! I'm sure I'll get a lot of requests so I'll have to batch process these, don't panic if I don't get the book to you right away, I will :) List of Audiobooks The Things We Cannot Say Kelly Rimmer The Dark Bones Loreth Anne White A Killer's Mind: Zoe Bentley Mystery Mike Omer Paddle Your Own Canoe: One Man's Fundamentals for Delicious Living Nick Offerman Dad Is Fat Jim Gaffigan Sentiment Inc.: The Retro Sci-Fi Series, Book 2 Poul Anderson Shadows of Tomorrow Jessica Meats Thinking Big: Think Differently, Grow Rich, Develop Better Personal Relationships, Move Up the Corporate Ladder, Sleep Better and Fight Mediocrity: Everything You Need to Become a Stable, Succesful Human: Superior Ultralearning Topics, Book One Paxton Arbital What to Expect When You’re Expecting Heidi Murkoff So, You Want to Talk About Government Contracting?: Everything You Need to Know in Order to Become a Government Contracting Master - 3 Guides in 1! Brad W. King Then She Was Gone: A Novel Lisa Jewell The Silent Patient Alex Michaelides Bird Box: A Novel Josh Malerman The Silver Horn Echoes: A Song of Roland Michael Eging, Steve Arnold The Burnout Generation Anne Helen Petersen One Good Deed David Baldacci DragonMan: The 13th Sign: DragonMan Series, Book 8 Ted Lazaris Visions: Knights of Salucia, Book 1 C.D. Espeseth The Black Hussars Mitchell Lüthi Swing Trading: How to Become a Swing Trader. Complete Guide to Learning Strategies, Techniques, Tools & What You Need to Know About: Options, Stocks, Forex & Cryptocurrency Ted Brown Starblind: Starblind, Book 1 D. T. Dyllin Akillia's Reign: Puatera Online Series, Book 4 Dawn Chapman Confessions of a Shanty Irishman Michael Corrigan True Crime Stories Boxset: 48 Terrifying True Crime Murder Cases: List of Twelve Collection, Book 1 Ryan Becker The Sisters Dervla McTiernan Body of Proof: An Audible Original Darrell Brown, Sophie Ellis Understudies Ravi Mangla Academic Curveball: Braxton Campus Mysteries, Book 1 James J. Cudney Dead on Instinct: A Dr. Jessica Coran, FBI, Medical Thriller: The Instinct Series, Book 15 Robert W. Walker Captain Thomas Block To My Beloved Heart: The Last Journey of Edgar Allan Poe James Marchiori The Cabinet of Curiosities: A Novel Douglas Preston, Lincoln Child Wally Roux, Quantum Mechanic Nick Carr Treasure Island: An Audible Original Drama Robert Louis Stevenson, Marty Ross - adaptation Reliquary: Pendergast, Book 2 Douglas Preston, Lincoln Child Relic Douglas Preston, Lincoln Child The Life We Bury Allen Eskens We Are Legion (We Are Bob): Bobiverse, Book 1 Dennis E. Taylor The Wife Between Us Greer Hendricks, Sarah Pekkanen The Deep, Deep Snow Brian Freeman The Evil of Father: Father Earth, Book 2 Brad W. King Backlash: The Scot Harvath Series, Book 19 Brad Thor Leviathan Wakes James S. A. Corey Ender's Game Alive: The Full Cast Audioplay Orson Scott Card Chainworld Matt Langley, Paul Ebbs The Dead Drink First Dale Maharidge Alien III: An Audible Original Drama William Gibson The Silver City: A Prequel of the Father Earth Series Brad W. King The Echo Killing: A Mystery Christi Daugherty Sherlock Holmes Arthur Conan Doyle, Stephen Fry - introductions Evil Has a Name: The Untold of the Golden State Killer Investigation Paul Holes, Jim Clemente, Peter McDonnell Infernal Devices: Mortal Engines, Book 3 Philip Reeve A Darkling Plain: Mortal Engines, Book 4 Philip Reeve The Expectant Father: The Ultimate Guide for Dads-to-Be Armin A. Brott, Jennifer Ash Yeah Baby!: The Modern Mama's Guide to Mastering Pregnancy, Having a Healthy Baby, and Bouncing Back Better Than Ever Jillian Michaels Situation Momedy Jenna Von Oy Whoa, Baby! What Just Happened? Kelly Rowland Predator's Gold: Mortal Engines, Book 2 Philip Reeve Where the Crawdads Sing Delia Owens Sharp Objects: A Novel Gillian Flynn Congo Michael Crichton Something in the Water: A Novel Catherine Steadman Mortal Engines: Mortal Engines, Book 1 Philip Reeve The Last Mrs. Parrish: A Novel Liv Constantine Sometimes I Lie Alice Feeney Silent Child: Audible's Thriller of 2017 Sarah A. Denzil Paradox Bound: A Novel Peter Clines Armada Armada: A Novel Ernest Cline Ready Player One Other Actions The Alice Network The Alice Network: A Novel Kate Quinn Killman Creek Rachel Caine The Woman in the Window: A Novel A. J. Finn Murder on Black Swan Lane Andrea Penrose Before We Were Yours: A Novel Lisa Wingate The Good Samaritan John Marrs Children of Time Adrian Tchaikovsky The Midnight Line: A Jack Reacher Novel Lee Child Bitter Moon: The Huntress/FBI Thrillers, Book 4 Alexandra Sokoloff Cold Moon: The Huntress/FBI Thrillers, Book 3 Alexandra Sokoloff Blood Moon Alexandra Sokoloff Huntress Moon Alexandra Sokoloff The Good Daughter: A Novel Karin Slaughter Stillhouse Lake Rachel Caine Little Girl Lost: Detective Robyn Carter Crime Thriller Series, Book 1 Carol Wyer The Likeness Tana French In the Woods: A Novel Tana French Never Go Back: A Jack Reacher Novel Lee Child My Sister's Grave: Tracy Crosswhite, Book 1 Robert Dugoni Persuader Lee Child Sycamore Row John Grisham The Trapped Girl: Tracy Crosswhite, Book 4 Robert Dugoni Midnight Dean Koontz Plum Island Nelson DeMille Fear Nothing Dean Koontz A Perfect Spy: A Novel John le Carré It's Superman! Tom De Haven The Chemist Stephenie Meyer Invisible Man: A Novel Ralph Ellison Airborn Kenneth Oppel
This might be a bit of a rant, at this point I'm confused about all of this life stuff. I'm 24 years old and I know that can be quite young depending on perspective but I feel like I'm at the end. I've been an entrepreneur for about 6 years, I've also had multiple jobs in between. Does this cancel the whole entrepreneur thing? It's really the title that matters to me in the end. I've done regular retail work, customer service management, real estate sales, call centre and more so I'm pretty well experienced. I give everything I do 110%, its just in my nature and I take pride in separating myself from the crowd. Since I've basically done every job that exists, I want credit now for my extensive knowledge of everything. I've done buying and selling of everything you can imagine (all legal) and I run an online clothing store. On top of that I've been in the stock market, forex etc. It might seem like I'm a jack of all trades but I try and put my efforts into 1 thing at a time. Have I still done too much? Or have I done too little; maybe I should try the illegal stuff now too? No matter what I try, I keep winning but I'm not mega-yacht rich yet, so I dunno; am I looking for instant gratification too much? I've been running the clothing brand for about 3 years now and its only just getting to a point where I might make $50,000-$100,000 in profit per month, on a good month. A recent experience where I got scammed opened my eyes to the possibility that scamming people might be lucrative, too. What's the point of continuing if it's just so easy to find and create all these opportunities to try out at such a young age? I'm getting bored and not one of the opportunities has gifted me my yacht, so pretty much feeling like I should give up. I'm a Christian and I actually paid tithes the same day I came up with the scamming idea, so maybe that really is the best route. I don't know, I'm tired of this. Why don't I get to FatFire yet??
I have a bunch of awesome audio-books and I learned that Audible lets you gift 1 book to every Audible account so anyone can pick any book any number of times, so choose your favorite. I haven't done this before so everyone will be able to get a book! Below is my list of books, I have the Sherlock collection which is over 60 hours, The Silent Patient, Bird Box, some great Sci-fi books and much much more! Send me a message with the book you'd like and the emal associated with your Audible Account that you'd like it sent to. I'm sure I'll get a lot of requests so I'll have to batch process these, don't panic if I don't get the book to you right away, I will :) List of Audiobooks The Things We Cannot Say Kelly Rimmer The Dark Bones Loreth Anne White A Killer's Mind: Zoe Bentley Mystery Mike Omer Paddle Your Own Canoe: One Man's Fundamentals for Delicious Living Nick Offerman Dad Is Fat Jim Gaffigan Sentiment Inc.: The Retro Sci-Fi Series, Book 2 Poul Anderson Shadows of Tomorrow Jessica Meats Thinking Big: Think Differently, Grow Rich, Develop Better Personal Relationships, Move Up the Corporate Ladder, Sleep Better and Fight Mediocrity: Everything You Need to Become a Stable, Succesful Human: Superior Ultralearning Topics, Book One Paxton Arbital What to Expect When You’re Expecting Heidi Murkoff So, You Want to Talk About Government Contracting?: Everything You Need to Know in Order to Become a Government Contracting Master - 3 Guides in 1! Brad W. King Then She Was Gone: A Novel Lisa Jewell The Silent Patient Alex Michaelides Bird Box: A Novel Josh Malerman The Silver Horn Echoes: A Song of Roland Michael Eging, Steve Arnold The Burnout Generation Anne Helen Petersen One Good Deed David Baldacci DragonMan: The 13th Sign: DragonMan Series, Book 8 Ted Lazaris Visions: Knights of Salucia, Book 1 C.D. Espeseth The Black Hussars Mitchell Lüthi Swing Trading: How to Become a Swing Trader. Complete Guide to Learning Strategies, Techniques, Tools & What You Need to Know About: Options, Stocks, Forex & Cryptocurrency Ted Brown Starblind: Starblind, Book 1 D. T. Dyllin Akillia's Reign: Puatera Online Series, Book 4 Dawn Chapman Confessions of a Shanty Irishman Michael Corrigan True Crime Stories Boxset: 48 Terrifying True Crime Murder Cases: List of Twelve Collection, Book 1 Ryan Becker The Sisters Dervla McTiernan Body of Proof: An Audible Original Darrell Brown, Sophie Ellis Understudies Ravi Mangla Academic Curveball: Braxton Campus Mysteries, Book 1 James J. Cudney Dead on Instinct: A Dr. Jessica Coran, FBI, Medical Thriller: The Instinct Series, Book 15 Robert W. Walker Captain Thomas Block To My Beloved Heart: The Last Journey of Edgar Allan Poe James Marchiori The Cabinet of Curiosities: A Novel Douglas Preston, Lincoln Child Wally Roux, Quantum Mechanic Nick Carr Treasure Island: An Audible Original Drama Robert Louis Stevenson, Marty Ross - adaptation Reliquary: Pendergast, Book 2 Douglas Preston, Lincoln Child Relic Douglas Preston, Lincoln Child The Life We Bury Allen Eskens We Are Legion (We Are Bob): Bobiverse, Book 1 Dennis E. Taylor The Wife Between Us Greer Hendricks, Sarah Pekkanen The Deep, Deep Snow Brian Freeman The Evil of Father: Father Earth, Book 2 Brad W. King Backlash: The Scot Harvath Series, Book 19 Brad Thor Leviathan Wakes James S. A. Corey Ender's Game Alive: The Full Cast Audioplay Orson Scott Card Chainworld Matt Langley, Paul Ebbs The Dead Drink First Dale Maharidge Alien III: An Audible Original Drama William Gibson The Silver City: A Prequel of the Father Earth Series Brad W. King The Echo Killing: A Mystery Christi Daugherty Sherlock Holmes Arthur Conan Doyle, Stephen Fry - introductions Evil Has a Name: The Untold of the Golden State Killer Investigation Paul Holes, Jim Clemente, Peter McDonnell Infernal Devices: Mortal Engines, Book 3 Philip Reeve A Darkling Plain: Mortal Engines, Book 4 Philip Reeve The Expectant Father: The Ultimate Guide for Dads-to-Be Armin A. Brott, Jennifer Ash Yeah Baby!: The Modern Mama's Guide to Mastering Pregnancy, Having a Healthy Baby, and Bouncing Back Better Than Ever Jillian Michaels Situation Momedy Jenna Von Oy Whoa, Baby! What Just Happened? Kelly Rowland Predator's Gold: Mortal Engines, Book 2 Philip Reeve Where the Crawdads Sing Delia Owens Sharp Objects: A Novel Gillian Flynn Congo Michael Crichton Something in the Water: A Novel Catherine Steadman Mortal Engines: Mortal Engines, Book 1 Philip Reeve The Last Mrs. Parrish: A Novel Liv Constantine Sometimes I Lie Alice Feeney Silent Child: Audible's Thriller of 2017 Sarah A. Denzil Paradox Bound: A Novel Peter Clines Armada Armada: A Novel Ernest Cline Ready Player One Other Actions The Alice Network The Alice Network: A Novel Kate Quinn Killman Creek Rachel Caine The Woman in the Window: A Novel A. J. Finn Murder on Black Swan Lane Andrea Penrose Before We Were Yours: A Novel Lisa Wingate The Good Samaritan John Marrs Children of Time Adrian Tchaikovsky The Midnight Line: A Jack Reacher Novel Lee Child Bitter Moon: The Huntress/FBI Thrillers, Book 4 Alexandra Sokoloff Cold Moon: The Huntress/FBI Thrillers, Book 3 Alexandra Sokoloff Blood Moon Alexandra Sokoloff Huntress Moon Alexandra Sokoloff The Good Daughter: A Novel Karin Slaughter Stillhouse Lake Rachel Caine Little Girl Lost: Detective Robyn Carter Crime Thriller Series, Book 1 Carol Wyer The Likeness Tana French In the Woods: A Novel Tana French Never Go Back: A Jack Reacher Novel Lee Child My Sister's Grave: Tracy Crosswhite, Book 1 Robert Dugoni Persuader Lee Child Sycamore Row John Grisham The Trapped Girl: Tracy Crosswhite, Book 4 Robert Dugoni Midnight Dean Koontz Plum Island Nelson DeMille Fear Nothing Dean Koontz A Perfect Spy: A Novel John le Carré It's Superman! Tom De Haven The Chemist Stephenie Meyer Invisible Man: A Novel Ralph Ellison Airborn Kenneth Oppel
Multi-level marketing (MLM), also called pyramid selling, network marketing, and referral marketing, is a marketing strategy for the sale of products or services where the revenue of the MLM company is derived from a non-salaried workforce selling the company's products/services, while the earnings of the participants are derived from a pyramid-shaped or binary compensation commission system.
THIS LIST MAY CONTAIN COMPANIES THAT HAVE PREVIOUSLY HAD MLM BRANCH BUT MAY NO LONGER HAVE ONE. If you see a company and are not sure that it belongs on this list, please reach out. I have compiled this list from the sources listed at the bottom along with input from community members. This list may not be 100% accurate but the goal is to get it as close as possible. 31 - Bags 5Linx - Home & Business Services Abby & Anna - Clothing ACAN Pacific - Utilities ACN - Utilities ActiLabs - Skincare/Health Adornable.U - Accessories Advocare - Dietary Supplements AeroGrow - Garden Tools Agnes & Dora - Clothing AIM Global - Nutritional Supplements Akasuka (Japan) - Alcone - Beauty Alice's Table - Flower Arrangement Classes All'asta - Home Goods Allysian Sciences - Aloe Vera of America (Young Living) - Nutritional Supplements Aloette - Beauty Alphay Int - Nutritional Supplements AlureVe - Skincare/Health Amare Global - Nutritional Supplements Ambit - Utilities Amelia James - Ameo - Essential Oils American Income Life - Financial Amsoil - Motor Oil Amway - Health/Beauty/Home Goods Ann Summers - Product Ann Summers (UK) - Adult Novelties Anorak (UK) - Home Goods Anran (China) - Apollo (India) - Juice Apriori - Skincare/Health AquaSource UK - Nutritional Supplements Arbonne - Skincare/Health ARIIX - Water Purification Arsoa Honsha (Japan) - Fitness/Weight Loss Asea Global - Nutritional Supplements Asirvia (shut down) - Marketing Aspire/Digital Altitude - Marketing ATC Coin - Crypto Currency Athena's - Adult Novelties Atomy - Skincare/Health Ava Anderson - Ava Rose - Clot Avisae - Weight Loss Avon - Beauty b:hip Global - Health Bachar Nutrition - Nutritional Supplements Bamboo Pink - Jewelry Barefoot Books - Books Bath.Ologie - Bath Bombs Beach Body - Fitness/Weight Loss Videos BearCereju (Japan) - Cosmetics BeautiControl - Beauty Counter - Cosmetics Beauty Society - Beauty beCAUSE Cosmetics - Cosmetics Become International (US & AUS) - Cosmetics Bedroom Kandi - Adult Novelties Beever (UK) - Hair Care BelCorp (Latin America) - Cosmetics Bellame - Skincare/Health Bemer - Appliances Better Way Design/Imports - Clothing Biogreen Argentina - BioPerformance - Automotive (Fuel Pills) Bod-e Pro - Nutritional Supplements Body by Vi/Visalus - Health Body Shop at Home - Beauty Boisset Collection - Wine Boston Finney (shut down) - Bounce Life/Network - Insurance Bud Star (Canada) - CBD/THC Products BurnLounge (shut down as pyramid scheme by FTC in 2012) - Buskins - Clothing Butterfly Beauty - Cosmetics Cabi - Clothing Cambridge Weight Plan/Diet - Dietary Supplements CAN - Utilities Captain Tortue - Clothing Carico Int - Home Goods Celebrating Home - Home Goods Cellements - Skincare/Health CEO Movement (Not MLM but scammy) - Chalk Couture - Chalkboard Signs Chalky & Co - Home Goods Chandeal (Japan) - Clothing Charle (Japan) - Clothing Charlie's Project - Clothing Chef's Toolbox (AUS) (Insolvency) - Kitchen Accessories Cherish Natural Products - Chloe & Isabel - Jewelry Clever Container - Home Goods Close to My Heart - Scrapbooking Cloud 9 Parties - Adult Novelties Cobra Group/Appco - Cocoa Exchange - Food Color by Amber - Jewelry Color Happy - Color Street - Nail Wraps Colour Me Beautiful (UK) - Clothing Compelling Creations - Jewelry Conklin - Roofing Cookie Lee (shut down) - Cosway (Malaysia) - Health/Beauty/Home Goods Country Scents - Product/Candles Create Your Life - Health Creative Memories - Scrapbooking Credit Repair USA - Financial Crunchi - Cosmetics Cutco - Knives CVSL - Multiple Companies Daisy Blue Naturals - Personal Care Damsel in Defense - Product/Self Defense Darceys - Candles David Lerner Associates, INC - Financial Dazzle and Daze - Clothing Deutsche vermögensberatung/Dvag (Germany) - Financial Diana (Japan) - Dione Cosmetics - Cosmetics Direct Cellars/DC Nation - Wine Discovery Toys - Educational Toys Divvee/Nui - Dot Dot Smile - Clothing DoTERRA - Health/Oils Du Northing Designs - Clothing Dubli Network - Financial Dudley Beauty - Cosmetics DXN - Health/Beauty/Home Goods Dynamic Essentials - EcoWarehouse - Home Goods Elepreneuer - Elk River Soaps - Personal Care Ella Tina - Clothing Elli Kai - Clothing Elvacity - Nutritional Supplements EmGoldEx/Global Intergold - Enagic/Kangen Water - Ionized Water Endless Xpressions - Clothing/Accessories Enersource Int - Nutritional Supplements Enjo (AUS) - Cleaning Producs Envy Jewelry - Jewelry Epicure (Canada) - Food Equinox International (dissolved in 2001) - Ergo (Germany) - Insurance Essante Organics - Essential Bodywear - Clothing European Grouping of Marketing Professionals/CEDIPAC SA (dissolved 1995) - European Home Retail (dissolved 2007) - Evanescence Network - Health EVER Skincare - Skincare/Health Evolution Travel - Product EvolvHealth - Health Faberlic (Russia) - Health/Beauty/Home Goods Family First Life - Insurance Family Heritage Insurance - Insurance Fantasia - Adult Novelties Fantasia (Canada) - Adult Novelties FES Connect - Financial Fibi & Clo - Footwear Fifth Ave Collection - Jewelry First Fitness Nutrition - Dietary Supplements Fit4Mom - Clothing FITTEAM Global - Dietary Supplements Flamingo Paperie - Art Fleuresse - FM World (UK) - For Tails Only - Pet Supplies Forever Living - Health/Oils Forex Education (iMarkets Live branch) - Crypto Forex Entourage - Financial Fortune Hi-Tech Marketing (dissolved 2013) - Four Oceans - Health Fragant Jewels - Bathbombs FreeLife - Nutritional Supplements Frontrow - Fuel Freedom Int - Automotive Fund America (Bankrupt 1990) - Gano Excel - Nutritional Supplements GelMoment - Beauty Gemstra - Jewelry Genesis Pure - Nutritional Supplements Global Legacy Initiative - GoDesana - Pet Gold Canyon - Product/Candles Golden Days (China) - Health Grace & Heart - Jewelry Green HoriZen - CBD Greeting Cake Company - Cake Kits H2O At Home - Personal Care Hale - CBD Oil Hanky Panky Parties (Canada) - Adult Novelties Happy Coffee - Coffee Harvard Risk Management (Legal Shield) - Hayward's Gourmet Popcorn - Food HB Naturals - Health He(L)o - Health Healthy Peach - Dietary Supplements Heavenly Chia - Food Heka Corp - Fitness Helo Wristbands - Health HempWorx - Health Herbalife - Health Heritage Makers - Scrapbooking Hinode - Cosmetics Holiday Magic (shut down) - Home Interiors - Home Goods Honey - Beauty Honey & Lace - Clothing Hualin Biotech (China) - Health iCoinPro - Crypto Currency ID Life - Health Igniting Passion (Canada) - Adult Novelties iMarketsLive - Financial Trading Software Immunotec - Health Imperial Candles (UK) - Candles In a Pikle - Bags Income Advantage - India Hicks - Product/Accessories Infinitus - Health Initials, Inc - Bags Inkd Up Nails - Beauty innov8tive nutrition - Nutritional Supplements InteleTravel - Travel Intimo (AUS/NZ) - Adult Novelties Isagenix - Dietary Supplements ItWorks! - Health J. Elizabeth - Clothing J. Hilburn - Clothing J.R Watkins - Jafra - Beauty Jamberry - Beauty Jamby - Clothing Jamie at Home (shut down) - Janice Collection - Home Goods Java Momma - Coffee Javita - Coffee Jbloom - Jewelry Jequiti - Cosmetics Jerky Direct - Jeunesse - Beauty Jewel Kade (31) - Jewelry Jewelscent - Product/Candles JK Apparel (Canada) - Clothing Jordan Essentials - Beauty JoyMain (China) - Health Joyome (Plexus) - Beauty JuicePlus - Nutritional Supplements Jump Natural - Health Kaesar & Blair - Kalaia - Skincare/Health Kalo & Co - Pearl/Jewelry Kangen Water - Kannaway - CBD Oil Karat Bars - Gold Kaszazz - Scrapbooking Keep Collective - Jewelry Keep Me Safe - Cos KETO (Pruvit) - Keto Coffee - Coffee Ketones - Health Kirby - Vacuums Kleeneze - Home Goods Kobold (Vorwerk) - Kyani - Health Labella Baskets - Home Goods Lady Godiva Beauty - Cosmetics Lavylites - Beauty L'BRI - Beauty LeadUp Consulting - Legal Shield - Legal Services LegArt (Canada) - Leggings Legend Age (China) - Legging Army - Clothing Legging Girl - Clothing Lemongrass Spa - Beauty LeReve (Canada) - Cosmetics Le-Vel (Thrive) - Health Lia Sophia (dissolved) - Jewelry Life Abundance - Pet LIFE Leadership - Financial Life Tree World - Food LifeBrook - LifePlus (US/Germany) - Dietary Supplements Life's Abundance - Pet Supplies LifeVantage - Dietary Supplements Lilla Rose - Jewelry Limelife - Skincare/Health Limu - Health Limu - Nutritional Supplements Linen World - Home Goods Lion Crown - Lipsense - Beauty Liv International - Travel Live Sore - Clothing Longabeger Company - Baskets Longrich (China) - Beauty Lorraine Lee Linen - Home Goods Love Winx - Adult Novelties LR Beauty & Health - Beauty LuLaRoe - Clothing Lulu Ave - Jewelry Luminess - Cosmetics Lyconet/Lyoness - Lyoness - Financial M. Global (Jamberry) - Jewelry M. Network - Nutritional Supplements Maelle Beauty - Beauty Magnabilities - Jewelry Magnolia & Vine - Jewelry Makeup Eraser - Cosmetics Man Cave - Kitchen Accessories Mannatech - Dietary Supplements Mark. - Financial Market America - Health/Beauty/Home Goods Marly Ray - Pearl/Jewelry Marvelous Mouse Travels - Travel Mary & Martha - Home Goods MaryKay - Beauty Maskara - Beauty Matilda Jane - Clothing Max & Madeleine - Skincare/Health Maxwell Clothing - Clothing MCA - Financial Medifast - Nutritional Supplements Melaleuca - Health/Beauty/Home Goods Metabolife (dissolved in 2005) - MiA Bath and Body (Closed) - mialisia - Jewelry Miche EU - Accessories Miki (Asia) - Nutritional Supplements MOA Nutrition - Nutritional Supplements Modere - MojiLife - Essential Oils Monat - Hair Care MonaVie (went into foreclosure 2015) - Morinda Bioactives - Personal Care/Dietary Supplements Motives Cosmetics - Cosmetics Multpure - Water My Club 8 - CBD Oil My Daily Choice - Nutritional Supplements My LALA Leggings - Clothing myEcon - Financial National Safety Associates - Dietary Supplements National Wealth Center - Education Natura (Brazil) - Cosmetics Nature Direct (AUS) - Essential Oils Nature's Sunshine Products - Dietary Supplements Neal's Yard Remedies Organic - Beauty NeoLife - Dietary Supplements Neora (Nerium) - Nerium - Skincare/Health NeVetica - Pet Supplies New Era (China) - Nutritional Supplements New U Life - Health Neways - Personal Care Nikken - Noevir - Beauty Nomades - Jewelry Noonday Collection - Jewelry Norwex - Cleaning Producs Nouveau Riche (real estate investment college) (dissolved 2010 - Nspire Network - Feminine Products NuCerity - Skincare/Health NuSkin - Tooth Paste/Personal Care Nutriboom - NXIVM - Financial Nygard - Clothing Omnilife - Dietary Supplements One Hope Wine - Wine Optavia - Health Opulenza - Jewelry Organo Gold - Coffee Oriflame - Personal Care Origami Owl - Jewelry Our Hearts Desire - Jewelry Paid 2 Save - Travel Pampered Chef - Kitchen Accessories Paparazzi - Jewelry Paperly - Paper Park Lane Jewelry - Jewelry Party Girl - Candles Party Lite - Candles Party Time Mixes - Food PartyLite - Candles Passion Parties - Adult Novelties Pawtree - Pet Paycation - Travel Peach - Clothing Pearl Chic - Pearl/Jewelry Peekaboo Beans - Clothing Perfect (China) - Cosmetics Perfectly Polished - Beauty Perfectly Posh - Beauty Personally Poetic - Jewelry PHP - Insurance Pierre Lang - Jewelry Pink Zebra - Candles Piphany - Clothing PixieLane - Clothing Plexus - Health Plumeria Bath - Beauty Plunder - Jewelry PM International - Health Pola (Japan) - Skincare/Health Poofy Organics - Beauty Powur - Solar Panels Premier Designs - Jewelry Premier Financial - Financial PrimeMyBody - Health Primerica - Financial Princess House - Kitchen Accessories ProDoula - ProYoung - Health Pruvit - Health Pulse Cosmetics - Cosmetics Pure Haven - Cosmetics Pure Romance - Product PureHaven - Home Goods PUREly - Essential Oils Purium - Health Qnet - Nutritional Supplements Quanjian Natural (China) - Food RadiantlyYou - Rain International - Health Rainbow Vacuum - Vacuums Real Time Pain Relief - Health Red Aspen - Beauty RED Safety - Security Regal Home and Gifts - Home Goods Reliv - Health Reliv - Nutritional Supplements Renatus Real Estate - Education RevitalU - Coffee/Health Riway - Deer Placenta Robert Kiyosaki - Rodan+Fields - Beauty Roland (Vorwerk) - Rolmex (China) - Kitchen Accessories Royal Tongan Limu (dissolved in 2003) - Royaltie Gens - Marketing Ruby Ribbon - Clothing Saba - Health/Beauty Sabika Jewelry - Jewelry SafeGirl Security - Self Defense Salad Master - Home Goods SARSO (India) - Scentsy - Health/Oils Schneider's Gourmet World - Food Scout & Cellar - Wine Seacret - Beauty SendOutCards - Gift Cards Senegence - Skincare/Health Shakeology (BeachBody) - Dietary Supplements Shaklee - Dietary Supplements Shopping Sherlock - Shrimp & Grits - Clothing Signature Homestyles - Home Goods Silpada - Jewelry Silver Icing - Jewelry Simple Man - Personal Care Simply Success Elite - SimplyFun Games - Education Skinny Body at Home - Dietary Supplements SkinSanity/Tomorrow's Leaf - Skincare/Health Smart Circle - Smartway - Solavei (dissolved 2015)[ - Solvei (bankrupt) - Sophie Paris (France/Asia) - Clothing South Hill Designs - Jewelry Southern Living at Home - Home Goods SouthWestern Advantage - Education Sseko - Clothing Stampin Up - Paper Steam Energy - Utilities Steeped Tea - Tea Stella & Dot - Clothing Stream Energy - Financial Style Dots - Jewelry Success University - Education Sun Hope (China) - Sunrider - Health/Beauty/Home Goods Sunset Gourmet - Food Sunshine Empire (dissolved 2009) - Surge 365 - Travel Sweet Legs - Clothing Sweet Minerals - Beauty Symmetry Financial Group - Insurance Syntek Global - Automotive T.O.P Marketing Group - TAG Team Marketing - Taisei/Green Planet/Kaikisui (Japan_ - Purifiers Tara at Home - Home Goods Tastefully Simple - Food Tavala - Health Tealightful - Tea Team National - Financial TeDivina - Tea Telecom Plus (UK) - Utilities Telexfree (bankrupt 2014) - The Advert Platfrom - Crypto Currency The Body Shop at Home - Beauty The Landmark Forum - Health The Super Affiliate Network - Marketing Thermomix (Vorwerk) - Thirty One - Bags Thrive - Health Thrive Life - Food Tiber River Naturals - Beauty TKO WorldWide - Tocara (Canada) - Jewelry Tom James - Clothing Total Life Changes/TLC - Health TouchStone Crystal - Jewelry Touchstone Essentials - Dietary Supplements Tracy Negoshian - Clothing Trades of Hope - Jewelry Tranont - Financial Transformational Beauty - Cosmetics Travel Evolution - Travel Traveling Vineyard - Wine TraVerus Global - Travel TriVita - Nutritional Supplements Tropic Skin Care - Skincare/Health True Peak Revolution (Europe) - Truvision Health - Health TS-Life - Nutritional Supplements Tupperware - Tupperware Unicity - Health United Sciences of America (dissolved in 1987) - United Warehouse (UK) - US Health Advisors - Usana - Nutritional Supplements Usborne - Books Utility Warehouse (UK) - Utilities Valentus - Dietary Supplements Vantel - Product/Pearls Vasayo - Health VectoCutco - Knives Vemma - Dietary Supplements viaOneHope - Wine ViBella - Jewelry VIC Cosmetics - Vida Divina - Tea Vie at Home (closed) - Virtuity Financial Group (World Financial Group) - ViSalus (Body by VI) - Dietary Supplements Vitality Extracts - Essential Oils VivaMK - Cleaning Producs Volo - Health Vorwerk - Home Goods Votre Belle Maison (UK) - Giftware Voxxlife - Health Wakaya Perfection - Health WakeUpNow (dissolved 2015) - Watkins Inc - Health/Home Goods Wealthperx - Travel Wikaniko - Home Goods Wildtree - Food Willing Beauty - Beauty Winasun - Health Wine Shop at Home - Wine Wines for Humanity - Wine Wink Naturals - Health World Financial Group/Pinnacle Leadership Development - Financial World Leadership Group (dissolved in 2008) - World Ventures/Wealth Wave/TKO WorldWide - Travel WoTaBu - Travel XanGo/Ziji - Health Xerveo - Dietary Supplements Xoom Energy - Utilities Xooma - Weight Loss Xstream Travel - Travel Xyngular - Health Yanbal Int - Jewelry Yandi (China) - Nutritional Supplements Yelloow - Beauty Yevo (closed) - Yofoto (China) - Health Yoli - Health Yoonla - YOR Health - Weight Loss Young Living - Health Youngevity - Younique - Beauty YTB International - Travel Zepter - Zija - Health Zilis - Health Zinzino (Scandanavia) - Zrii - Skincare/Health Zurvita - Health Zyia - Clothing Zyn - Travel TOTAL COUNT = 593 This list will be continually updated (2/26/19). 2018 Archived MLM Mega Thread Sources: https://mlmtruth.org/2018/02/08/the-mlm-master-list/ , https://en.wikipedia.org/wiki/List_of_multi-level_marketing_companies Special thanks to u/Copacetic1515 (I could not stick your thread) For income disclosure information: Updated 2019 Thread Other Helpful Links: Discussion about World Financial Group
I'm not asking about the risks related to investing or trading with family money. I'm aware of them and have a detailed approach in place. However, is it possible to borrow $27k from my parents to trade for a couple months and reimburse interest? From what I see there is no problem borrowing money from family but I see this: "You don’t have to worry about family loans being subject to gift tax rules if:
You lend a child $10,000 or less, and the child does not use the money for investments, such as stocks or bonds.
You lend a child $100,000 or less, and the child’s net investment income is not more than $1,000 for the year."
It specifically mentions stocks or bonds. Does that mean I could trade forex? Is this true? If anyone can confirm or has any insight into this info it would be greatly appreciated. Thank you.
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